Simple Checking
Simple Checking is designed for our members who want a "no-frills" type of checking account. Here's a snapshot of what Simple Checking offers:
No Monthly Fee
No Minimum Balance Required
Free Online Banking
Free Smartphone Access to Your Accounts
Free Mobile Wallet (Apple Pay & Samsung Pay)
Free Online Statements
Free Online Check Images
Free Debit Card
Free Direct Deposit and Payroll Deduction
ATM Account Access (first four cash withdrawals are free)
Member Rewards Checking
Member Rewards Checking is loaded with valuable benefits and is designed for you. In addition to all the convenient banking features you’ve come to expect from Christian Family Credit Union, you’ll enjoy vital new protection for you and your finances, helpful ways to save, and big rewards on everyday purchases.
Member Rewards Checking delivers all this and more:
Minimum Initial Deposit of $50
Account Pays Dividends
e-Statements
FREE Bill Pay
Unlimited ATM Access
Online Account Access with Statements
Online Check Images (previous six months)
Smart Phone Access (iPod®, Android® and Blackberry®)
Direct Deposit and Payroll Deductions
Debit Card
Identity theft protection with credit file monitoring: Better protect you and your joint account holders with IDProtect® identity theft monitoring and resolution service, which includes credit file monitoring and alerts of key changes with Equifax, Experian, and TransUnion, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, and up to $10,000 in identity theft expense reimbursement
Protection from the unexpected: Receive up to $10,000 of Accidental Death & Dismemberment Insurance.
Debit Advantage®: Receive Buyer’s Protection and Extended Warranty for items purchased with this account.
Cell phone protection: Receive up to $300 of replacement or repair costs for damaged or stolen phones. (Cellular telephone bill must be paid through your Member's Rewards Checking Account)
Health discount savings: Enjoy great savings on popular vision, dental, and prescription services. (registration required)
$hopping Rewards™: Earn cash rewards when you shop online at dozens of your favorite retailers. (registration required)
Travel & Leisure Discounts: Save big with deep discounts at thousands of local and national businesses. (registration required)
Checking Account Comparison Chart
Feature | Member Rewards Checking | Simple Checking |
---|---|---|
Monthly Service Fee | $4.95 | $0 |
Minimal Initial Deposit of $50 | X | X |
Account Pay Dividends | X | |
e-Statements | X | X |
FREE Bill Pay | X | $3.80/month |
Unlimited ATM Access | X | |
Online Account Access with Statements | X | |
Online Check Images | X | |
Smartphone Access | X | X |
Direct Deposit and Payroll Deductions | X | X |
Telephone Banking Access | X | X |
IDProtect identity theft monitoring & resoltuion service | X | |
Up to $10,000 of Accidental Death & Dismemberment Insurance | X | |
Debit Advantage - Buyer's Protection and Extended Warranty | X | |
Cell Phone Protection | X | |
Health Discount Savings (this is NOT insurance) | X | |
$hopping Rewards | X | |
Travel & Leisure Discounts | X |