Share/Savings Rates
Rates illustrated below are the Annual Percentage Rates (APR). Effective September 1, 2024
Want to earn more on your savings? Consider a Share Certificate of Deposit.
The board of directors declares dividend rates at the end of each quarter. Dividends are computed daily and paid to all accounts quarterly. Rates on share accounts (non-maturity and non-term accounts) are subject to change without notification.
Money Market
| Money Market | Rate | APY* |
|---|---|---|
| Below $2,000 minimum | 0.05% | 0.05% |
| $2,000-$4,999 | 1.00% | 1.00% |
| $5,000-$24,999 | 2.00% | 2.02% |
| $25,000 & Over | 3.00% | 3.03% |
Church Variable Shares
| Church Variable Shares | Rate | APY* |
|---|---|---|
| *Below $10,000 minimum | 0.25% | 0.25% |
| $10,000-$24,999 | 2.00% | 2.52% |
| $25,000-$99,999 | 2.50% | 3.03% |
| $100,000-$199,999 | 2.75% | 3.29% |
| $200,000 & Over | 3.00% | 3.55% |
Regular Shares and Christmas Club
| Regular Shares and Christmas Club | Rate | APY* |
|---|---|---|
| $1-$99 | 0.05% | 0.05% |
| $100-$4,999 | 0.05% | 0.05% |
| $5,000-$24,999 | 0.05% | 0.05% |
| $25,000 & Over | 0.05% | 0.05% |
Member Rewards Checking
| Member Rewards Checking | Rate | APY* |
|---|---|---|
| $1-$249 | 0.01% | 0.01% |
| $250 & Over | 0.05% | 0.05% |
IRA/SEP Non Term
| IRA/SEP Non Term | Rate | APY* |
|---|---|---|
| All Shares | 1.00% | 1.00% |
APY=Annual Percentage Yield
APR = Annual Percentage Rate
The earnings and APY on the various savings instruments may be reduced by applicable fees. A listing of fees can be found in the Share Account Disclosure. For further information on Annual Percentage Yield (APY), please contact your local branch office. Minimum deposit to open a share savings account (including HSA & IRA shares) is $25.00.
*Church Variable Share Accounts having a balance of less than the $10,000 may be assessed a monthly below minimum balance fee.
For complete terms and details, please read the account disclosures.